Location & Hours

Visit us and experience our amazing customer service.

Branch Location



202 3rd Avenue
PO Box 79
Royal, Iowa 51357

Phone Numbers

Main: 712-933-5511
Toll Free: 877-474-5511
Fax: 712-933-2397


Monday - Friday:
Lobby: 8:30a.m. - 4:00p.m.
Drive-Up: 8:00a.m. - 4:00p.m.

Lobby: 9:00a.m. - 11:00a.m.
Drive-Up: 9:00a.m. - 11:00a.m.

Find an ATM

Home State Bank
202 3rd Ave
Royal, IA 51357
24-Hour ATM

You may use your Home State Bank debit card at our branch above free of ATM fees.

If you're looking for locations of other ATMs, please search using the SHAZAM site. Please be aware, other ATMs may charge a fee.

Bank Holidays

2022 DateHoliday
Saturday, January 1

New Year's Day

Monday, January 17 Martin Luther King Jr. Day
Monday, February 21 President's Day
Monday, May 30 Memorial Day
Monday, July 4 Independence Day
Monday, September 5 Labor Day
Friday, November 11 Veteran's Day
Thursday, November 24 Thanksgiving
Sunday, December 25* Christmas

*For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. In 2022, Christmas falls on Sunday December 25th, so Home State Bank will be closed on Monday December 26th.


If you have any questions about any of the services we offer, please call us at 877-474-5511 or 712-933-5511, Email us, or stop in to see us during normal business hours.

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