Location & Hours

Visit us and experience our amazing customer service.

Branch Location



202 3rd Avenue
PO Box 79
Royal, Iowa 51357

Phone Numbers

Main: 712-933-5511
Toll Free: 877-474-5511
Fax: 712-933-2397


Monday - Friday:
Lobby: 8:30a.m. - 4:00p.m.
Drive-Up: 8:00a.m. - 4:00p.m.

Lobby: 9:00a.m. - 11:00a.m.
Drive-Up: 9:00a.m. - 11:00a.m.

Find an ATM

Home State Bank
202 3rd Ave
Royal, IA 51357
24-Hour ATM

You may use your Home State Bank debit card at our branch above free of ATM fees.

If you're looking for locations of other ATMs, please search using the SHAZAM site. Please be aware, other ATMs may charge a fee.

Bank Holidays

2022 DateHoliday
Sunday, December 25* Christmas
2023 Date Holiday
Sunday, January 1* New Years Day
Monday, February 20 Presidents Day
Monday, May 29 Memorial Day
Tuesday, July 4 Independence Day
Monday, September 4 Labor Day
Thursday, November 23 Thanksgiving
Monday, December 25 Christmas

*For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. In 2022, Christmas falls on Sunday December 25th, so Home State Bank will be closed on Monday December 26th. In 2023, New Years Day falls on Sunday January 1st, so Home State Bank will be closed on Monday January 2nd.


If you have any questions about any of the services we offer, please call us at 877-474-5511 or 712-933-5511, Email us, or stop in to see us during normal business hours.

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