Home State Bank, after over 100 years, is the oldest continuously operating bank in Clay County. The bank has weathered many difficult times, but has always continued to serve its customers and the community with honesty, courtesy, and professionalism. It is through these efforts and overwhelming customer loyalty that Home State Bank is truly the "Bank of Generations."
To provide high quality financial products and services in a familiar, honest, and trusting manner.
Since being founded in 1915, Home State Bank has endeavored to professionally serve our customers in the community and the surrounding area, focusing on friendly, personal service and up to date banking services. We are proud to help people with their personal, business, and agricultural needs. Our customer service and community involvement has provided us generations of excellent relationships.
Much has changed in society and banking since our bank was established, but not our primary focus... our customers. We now are able to serve our customers 24/7 everywhere with our internet banking platform, mobile banking, debit cards, and much more. We strive to meet each of our customers' goals by caring about, and focusing on, meeting their needs. That's traditional banking... that's Home State Bank.
We are also proud to have a first-rate staff with over 75 years of experience of serving our customers and community.
Home State Bank has enjoyed a five-star rating by Bauer Financial, Inc., a nationally recognized bank rating firm, for over 30 years. We are the oldest and highest capitalized bank operating bank in Clay County.
Home State Bank has a long-standing commitment to Royal and the surrounding area, and as a family owned, independent bank, we make our decisions here. Our robust financial strength, strong capital position, and experienced staff allow us to provide competitive bank products and small-town service and friendliness that you expect and deserve. A real person will always answer our phone during normal working hours... no punching numbers required.
If you are currently a customer of Home State Bank, THANK YOU! If not, we invite you to become one. Our staff is always ready to help you as we continue to provide personal service while offering the latest in convenient, electronic technologies.
We are Home State Bank, the Bank of Generations!