Ag & Commercial Loans

Home State Bank recognizes the needs of the community and the importance of reinvesting resources back into it. For these reasons, we are proud to offer a full line of agriculture and commercial loan options to qualified borrowers.


In today’s agricultural economy it’s more important than ever to not only understand farming, but also the risk associated with every financial decision you intend to make. Home State Bank has a long history of serving farmers and a deep understanding of the challenges they face. We provide the highest level of service with a quick turnaround time, competitive interest rates and flexible payment options. Our Agricultural Lending team is experienced in farming and understand the important role agricultural credit plays in your operation.

We offer Agricultural Operating Loans, Livestock Purchase Loans, and New and/or Used Equipment Purchase Loans to meet your every need. When it’s time to purchase farm Real Estate, make farm land improvements, or build new facilities or buildings, our lending team is ready to work with you to develop a financial plan for your operation’s needs. We look forward to working with you and your farming operation.


Running a business is not easy, but banking with Home State Bank is. Our lending team takes the time to get to know you, your business and your goals. By working together, we will help you, your family and your business be successful. Our proactive service results in long-term customer relationships.

We offer Business Operating Loans, New and/or Used Equipment Purchase Loans, and Commercial Real Estate financing options. Whether you’re a new business, an established business, we will work with you to meet your financial needs.

Business Credit Cards

You choose to bank with us for a reason and now we are proud to give you one more: a business credit card.  With our VISA Platinum Business credit cards, you get hometown convenience, worldwide acceptance, great benefits, and much more.  Choose the option that best fits your needs.

Apply today


If you have any questions about any of the services we offer, please call us at 877-474-5511 or 712-933-5511, Email us, or stop in to see us during normal business hours.

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