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Personal Checking

Home State Bank has a range of checking accounts, so you are sure to find one that fits you!

Checking Account Comparison

AccountGenerations Checking

Regular Checking

Senior CheckingNOW Checking
Minimum to Open        
Minimum Daily Balance N/A   N/A  

Unlimited Check Writing


Monthly Service Fee

N/A   N/A  

Monthly Statement (With No Images of Checks/Items)

  N/A N/A N/A

Monthly Statement (With Images of Checks/Items)


Earns Interest

N/A N/A N/A  

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Generations Checking

Regular Checking

Senior Checking (Available for 60 years and older)

  • Minimum Balance to Open: $100.00
  • Minimum Daily Balance to avoid fees: $0.00
  • Monthly Service Fees: $0.00
  • Monthly Statements with Images of Checks/Items
  • One FREE box of non-designer checks each year
  • 60 Cent per ATM Activity Fee waived on the Bank Easy Visa Debit Card
  • More Benefits

NOW Checking


If you have any questions about any of the services we offer, please call us at 877-474-5511 or 712-933-5511, Email us, or stop in to see us during normal business hours.

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