| A HOME OWNED, INDEPENDENT BANK
MEMBER FDIC

*Any checking account with no activity
for 6 months will be classified as dormant and a fee of $2.00 will
be charged monthly if balance is below $100.00.
**Per federal regulations,
automatic, pre authorized or telephone transfers of funds are limited
to six (6) per calendar month. For each transfer in excess of six
(6) per month, a $5.00 fee will be charged.
***Home E-Banking Service Fees: The
basic internet banking service is FREE. However,
Image Retrieval fees are as follows: The first five (5) retrieved
images per month are free. Each additional image will be charged
$0.50 per image. Images are not available on Generations Checking
Accounts. You are required to have a checking account with monthly
statements to sign-up for Home E-Banking.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW
ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify,
and record information that identifies each person who opens an account. What this
means for you: When you open an account, we will ask for your name, address, date
of birth, and other information that will allow us to identify you. We may also ask to
see your driver's license or other identifying documents. The information you provide
is protected by our privacy policy and federal law.
Notice
| Privacy Resolution | Statement
of Condition

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