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*Any checking account with no activity for 6 months will be classified as dormant and a fee of $2.00 will be charged monthly if balance is below $100.00.

**Per federal regulations, automatic, pre authorized or telephone transfers of funds are limited to six (6) per calendar month. For each transfer in excess of six (6) per month, a $5.00 fee will be charged.

***Home E-Banking Service Fees: The basic internet banking service is FREE. However, Image Retrieval fees are as follows: The first five (5) retrieved images per month are free. Each additional image will be charged $0.50 per image. Images are not available on Generations Checking Accounts. You are required to have a checking account with monthly statements to sign-up for Home E-Banking.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. The information you provide is protected by our privacy policy and federal law.

Notice | Privacy Resolution | Statement of Condition

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All text and original graphics copyright © 2007 Home State Bank

Home State Bank, 202 3rd Ave, PO Box 79, Royal, IA 51357
www.hsbroyal.com | 712-933-5511 | 877-474-5511 | FAX: 712-933-2397
For questions, e-mail hsb@ncn.net