A HOME OWNED, INDEPENDENT BANK
HOME STATE BANK
Home State Bank recognizes its customers’ expectations of
financial privacy; and whereas preserving our customers’ trust
is one of the core values of our institution and the broader banking
community; we therefore resolve to abide by the following guidelines
for the responsible use and protection of our customers’ information
We will always value the trust of our customers and the importance
of keeping their personal information confidential.
We will provide our customers with our policy on using their
personal information responsibly and protecting it.
We will hold our employees to the highest standard of conduct
in ensuring the confidentiality of customer information.
We will hold any personal medical information we may possess
about our customers sacred and will NOT use if for marketing
purposes or making credit decisions.
We will use information responsibly in order to provide our
customers with significant benefits, including fraud prevention,
improved products and services, and to comply with laws.
We will establish procedures to maintain accurate information
and respond in a timely manner to our customers’ request
to change or correct information.
We will use a combination of safeguards to protect our customers
against the criminal use of their information and to prevent
unauthorized access to it.
We will require the companies we do business with to abide by
Adopted this 10th day of October, 2000.
US PREVENT IDENTITY FRAUD…..
to the Federal Trade Commission, identity theft is the fastest-growing
crime in the country. Our ability to feel safe is becoming more
difficult with terrorism and crime on a steady increase.
USA PATRIOT ACT has paved the way for financial institutions to
help prevent fraud, identity theft, and the spread of terrorism.
It requires financial institutions to obtain more information from
an individual or legal entity to help establish identity.
cooperation is needed when you open a new account or request a loan.
You may be asked more questions to establish and confirm your identity.
It may also be required for you to provide one or more forms of
Home State Bank Board of Directors