Member FDIC

A HOME OWNED, INDEPENDENT BANK
MEMBER FDIC

Stop Pays ...................................................$15.00

**Overdrafts
Per Check paid..............................................$15.00


Non-Sufficient Funds
Per Check returned........................................$20.00
Per ACH returned...........................................$20.00
Per Returned Deposit.......................................$5.00

Other Fees
Corrected ACH Set-Up Fee...............................$5.00
Account Activity Printout.................................$1.00
*Extra Statements..........................................$5.00
Single Imaged Item Copies.................................$.50
Reprint of Monthly Imaged Checks.....................$10.00
Copies............................................................$.25
Bill paying service (per account paid)..................$5.00
Manual Transfers to cover OD (Min $50)..............$2.50
Automatic Transfers to cover OD (Min $50)..........$1.50
Garnishment or levy.......................................$50.00
Microfilm checks (per item)..............................$10.00
Research per hour..........................................$30.00
*Printed Checks+................................Varies w/ style

*These services are provided free or at a discount if you are a royalty club member.

**Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

+We encourage purchasing checks through authorized check printers of the bank. If checks are purchased from any other source, the bank reserves the right to charge $1.00 for each check rejected.

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All text and original graphics copyright © 2007 Home State Bank

Home State Bank, 202 3rd Ave, PO Box 79, Royal, IA 51357
www.hsbroyal.com | 712-933-5511 | 877-474-5511 | FAX: 712-933-2397
For questions, e-mail hsb@ncn.net