Home State Bank

A HOME OWNED, INDEPENDENT BANK
MEMBER FDIC

Stop Pays	$20.00

Overdrafts**
Paid Overdraft Item Fee	$20.00

Non-Sufficient Funds
Per Check returned	$25.00
Per ACH returned	$25.00
Per Returned Deposit	$10.00

Other Fees
Corrected ACH Set-Up Fee	$5.00
Account Activity Printout	$1.00
Extra Statements*	$5.00
Single Imaged Item Copies	$.50
Reprint of Monthly Imaged Checks	$10.00
Copies	$.25
Bill paying service (per account paid)	$5.00
Manual Transfers to cover OD (Min $50)	$3.00
Automatic Transfers to cover OD (Min $50)	$2.00
Garnishment or levy	$50.00
Microfilm checks (per item)	$10.00
Research per hour	$30.00
Printed Checks+*	Varies w/style

*These services are provided free or at a discount if you are a royalty club member.

**Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

+We encourage purchasing checks through authorized check printers of the bank. If checks are purchased from any other source, the bank reserves the right to charge $1.00 for each check rejected.

Home State Bank, 202 3rd Ave, PO Box 79, Royal, IA 51357
www.hsbroyal.com | 712-933-5511 | 877-474-5511 | FAX: 712-933-2397
For questions, e-mail hsb@ncn.net