A HOME OWNED, INDEPENDENT BANK
SAVE THE DATE:
The schedule of events and activity sign- up sheets are available at Home State Bank and on the Royal Fun Day’s Facebook page.
MAKING PLANS TO TRAVEL THIS SUMMER?
DUE TO HIGH LEVEL OF DEBIT CARD FRAUD, THE BANK HAS PLACED BLOCKS IN CERTAIN GEOGRAPHICAL AREAS THAT MAY RESTRICT CARD USE.
Take advantage of online banking, E-statements, Shazam Bolt$, and our debit card services! ENJOY THE EASE OF YOUR HOME TOWN BANK ON THE GO!!
5-STAR HOME STATE BANK
March 2017: Home State Bank, Royal, Iowa proudly announces it is once again a top performer, earning a coveted 5-Star rating from BAUERFINANCIAL, the Nation’s Premier Bank Rating Firm. (A five-star rating indicates that this bank excels in areas of capital, adequacy, profitability, asset quality, and much more.) Home State Bank has earned and maintained this top rating for 113 consecutive quarters, earning it even higher accolades. Home State Bank is a “Best of Bauer” bank for maintaining a 5-Star rating for 25 continuous years or longer.
“Home State Bank is a prime example of a community bank excelling at what a community bank was meant to do,” explains Karen L. Dorway, president of BauerFinancial. “It employs locally, thereby having the same personal investment in the community as its customers; it makes decisions locally, often for neighbors and friends; and it focuses on quality as opposed to quantity. That focus has paid off for both Home State Bank and for its community.”
Home State Bank was established in 1915 and has been providing quality banking services to its neighbors and friends ever since. Today, after 102 years, it operates through a conveniently located office at Main and Third in Royal and can also be found on the internet at hsbroyal.com.
Home State Bank: “The Bank of Generations.”
Member of the FDIC and an Equal Housing Lender
BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are available for free at bauerfinancial.com
E-mail Claiming to Be From the FDIC
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.
The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”
The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”
This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.
The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
If you have any questions regarding this issue, please feel free to contact the bank.
TIPS TO AVOID BECOMING A VICTIM OF IDENTITY THEFT
FOR ADDITIONAL SAFETY TIPS VISIT:
MY IDENTITY HAS BEEN STOLEN, NOW WHAT DO I DO!?!?
If this happens to you, here are some steps to help you get your life back on track:
Credit Report News
Effective March 1st, 2005, every person will be entitled to receive one free credit report per year. This opportunity is being provided to protect your credit from identity theft. There are three ways for you to obtain your report. They are as follows:
1) By Mail:
For your security, and in order to ensure you are using the request form that has been authorized by the Central Source, please contact the bank for a form to be sent to the above address. Only the Central Source, and Equifax (at www.equifax.com), Experian (at www.experian.com), and TransUnion (at www.transunion.com) and its members have been authorized by law and the government (see FTC.gov) to provide free credit reports as described on this site. We cannot ensure your personal information will be kept secure and used for proper purposes if you use forms or provide information to persons, addresses, numbers, etc. not authorized by this site or the entities listed above.
2) By Phone:1-877-322-8228
3) By Online Access: www.AnnualCreditReport.com
HOME STATE BANK. . . the bank of generations!
All text and original graphics copyright © 2012 Home State Bank